Overview Social Security 2026
10 November 2025
As of 1 January 2026, further changes to the Swiss social security system will come into effect. In our updated overview, you will find all key contributions, benefits and thresholds—clearly presented for AHV/IV/EO, ALV, BVG, UVG and Pillar 3a.
Key updates at a glance:
-
13th AHV retirement pension: new benefit starting December 2026
-
AHV pensions will be shown with and without the 13th pension
-
According to the AHV 21 reform: the retirement age for women increases to 64 years + 6 months
-
BVG: Inflation adjustment for ongoing survivors’ and disability pensions (+2.7%)
-
BVG minimum interest rate for 2026 remains at 1.25%
Our PDF overview is ideal for HR professionals, payroll departments, and anyone involved in individual retirement planning.